MoneyThumb converts messy financial documents and transaction data into structured, decision-ready intelligence. We act as a financial normalization and risk-intelligence layer between raw documents and underwriting.
We're the data layer between raw financial records and underwriting systems.
Our customers are:
- Small business lenders, funders, and creditors
- Banks and CDFIs
- Fintechs and embedded finance platforms
The MoneyThumb platform transforms unstructured financial inputs into:
- Clean cash flow data.
- Checks for fraud on PDFs.
- Analyzes signals and trends.
- Delivers a standardized pre-underwriting eligibility decision.
In a single API call, you can:
- Parse bank statements and other financial documents.
- Ingest raw transaction and asset data from third parties.
- Tag transactions across 75+ categories (true revenue, MCA payments, NSFs, transfers, payroll, and more).
- Run Thumbprint fraud detection on bank statements using our patented methodology.
- Generate a customizable underwriting scorecard.
- Receive a prequalification decision against your custom rule set.
Prequalify is in beta. If you want to access it, please contact MoneyThumb Support.
You'll need:
- A MoneyThumb account with API access. Sign in here.
- Your username and password or a license key.
- The product you're licensed for.
- A bank statement PDF for testing.
Contact us at salesteam@moneythumb.com to get started with a trial account.
Go here to get you started: