# Welcome

MoneyThumb converts messy financial documents and transaction data into structured, decision-ready intelligence. We act as a financial normalization and risk-intelligence layer between raw documents and underwriting.

## Who It's For

We're the data layer between raw financial records and underwriting systems.

Our customers are:

* Small business lenders, funders, and creditors
* Banks and CDFIs
* Fintechs and embedded finance platforms


## Capabilities

The MoneyThumb platform transforms unstructured financial inputs into:

* Clean cash flow data.
* Checks for fraud on PDFs.
* Analyzes signals and trends.
* Delivers a standardized pre-underwriting eligibility decision.


In a [single API call](https://docs.moneythumb.com/api/pdf-insights/api-reference/other/uploadpdfs), you can:

* Parse bank statements and other financial documents.
* Ingest raw transaction and asset data from third parties.
* Tag transactions across 75+ categories (true revenue, MCA payments, NSFs, transfers, payroll, and more).
* Run Thumbprint fraud detection on bank statements using our patented methodology.
* Generate a customizable underwriting scorecard.
* Receive a prequalification decision against your custom rule set.


Prequalify is in beta. If you want to access it, please contact [MoneyThumb Support](https://www.moneythumb.com/support/).

## Before You Start

You'll need:

* A MoneyThumb account with API access. Sign in [here](https://insights.moneythumb.com).
* Your username and password or a license key.
* The [product](https://docs.moneythumb.com/api/pdf-insights/0_overview) you're licensed for.
* A bank statement PDF for testing.


Contact us at [salesteam@moneythumb.com](mailto:salesteam@moneythumb.com) to get started with a trial account.

## Setting Up Your First API Call

Go here to get you started:

API Quickstart
Get up and running with document conversion or with stand-alone fraud detection.