Want to stay in the loop with PDF Insights? Check out this changelog. It shows the new features and updates for the past 3 months. If you have any questions, feel free to reach out to Support.
New Fields in Revenue Statistics - Total Debt Withdrawals: Shows the total withdrawals for all debt payments.
- DTI Percent: Shows the percentage of Total Debt Withdrawals from Average Monthly Revenue.
🔎 This example show these new fields in the Revenue Statistics section.
- Debt Summary: This new section shows monthly summaries of loan withdrawals by type.
🎯 To include this section, use Underwriter Settings to update Scorecard Sections in the Insights UI.
You can now add an optional transaction-level field called customer_id to your MoneyThumb JSON file and it will return in your response with this new setting.
🔎 Check out the example response below.
"Transactions": [
{
"description": "Check 2408",
"memo": "",
"trueval": true,
"checknumber": 2408,
"date": "2020-04-01",
"possible": false,
"id": 3459619575,
"type": "",
"amount": -10670.4,
"balance": 47.29,
"tags": [
{
"tagName": "ALL_OTHER_DEBITS",
"metadata": {}
}
],
"customerId": "123456"
},🎯 To include the customer_id field, select Transactions Download and check Show Customer ID box in the Insights UI.
You can now search for specific underwriter settings in the Search Settings box. This now makes this easier to find a setting by keyword. This searchbox is located in the upper-right of Underwriter Settings in the Insights UI.
You can now enable the Use column with the Enables the use checkbox on review setting. This setting is located in the newly added Review Settings section.
The Use column appears to the left of the True column on the Review Statements page. When enabled, you can manually excluded transactions from calculations.
🎯 To find the Enables the use checkbox on review setting, select Review Settings from Underwriter Settings in the Insights UI.
LendSaaS clients can send files to MoneyThumb using eConvert. After processing the application, the converter will create the deal in LendSaaS and upload the output files.
🎯 To connect LendSaas, use the Insights UI and follow these steps:
- Select Company Settings in the drop-down menu.
- In Company Settings, choose Third-Party Integrations.
- Click Configure.
- Enter your LendSaas credentials and click Save Credentials.
You can now set minimum withdrawal amounts by frequency. This determines when repeating transactions, specifically for companies offering MCA and other financial services, are classified as MCA positions.
🎯 To include these fields, use Underwriter Settings to update Scorecard Settings in the Insights UI.
We added these bank address fields in the Statements Summary section.
- Bank Address: Shows the physical address of the bank.
- Bank City: Shows the city where the bank is located.
- Bank State: Shows the state where the bank is located.
- Bank Zipcode: Shows the zip code of the bank.
🎯 To include these fields, use Underwriter Settings to update Account Summary Columns in the Insights UI.
We added these fields in the scorecard.
- bankaddress: Shows the physical address of the bank.
- bank_city: Shows the city where the bank is located.
- bank_state: Shows the state where the bank is located.
- bank_zipcode: Shows the zip code of the bank.
🔎 Check out the example below.
"bank_address": "18800 Hubbard Dr",
"bank_city": "Dearborn",
"bank_state": "MI",
"bank_zipcode": "48126",
In statement_summaries, these are the names of the bank address fields:
- fdicaddress
- fdiccity
- fdicstate
- fdiczipcode
🔎 Check out the example below.
"fdicaddress": "18800 Hubbard Dr",
"fdiccity": "Dearborn",
"fdicstate": "MI",
"fdiczipcode": "48126",
- File Previously Seen: Shows the number of times a file was seen in the last 3 days.
🎯 To include this field, use Underwriter Settings to update Account Summary Columns in the Insights UI.
Watermark and ZIP PDFs Options Now Available in API - Zip Archive: The
/ziparchiveendpoint now allows you to retrieve PDFs in a ZIP file. You can also use this endpoint to watermark your PDFs.
🔎 For details, see the Zip Archive endpoint.
We added these sections in the Scorecard.
- MCA Fees: Identifies the MCA company fees.
- Decline List Rejections: Identifies a list of banned MCA/recovery companies.
🎯 To include these sections, use Underwriter Settings to update Scorecard Sections in the Insights UI.
Added these two response fields in endpoints, including makecsv and uploadpdfs.
- filePreviouslySeen: Returns the
numInLast3Daysresponse. - numInLast3Days: Shows the number of times a file was seen in the last 3 days.
🔎 Check out the example below.
"filePreviouslySeen": {
"numInLast3Days": 2
}, In the scorecard, the name of this field is called file_previously_seen.
- Auto Finance Payments: This new section identifies payments on auto loans.
- Mortgage Payments: This new section identifies payments on mortgages.
- Personal Loan Payments: This new section identifies payments on personal loans.
- Student Loan Payments: This new section identifies payments on student loans.
🎯 To include these sections, use Underwriter Settings to update Scorecard Sections in the Insights UI.
- Watermark PDF: This option now allows you to watermark PDFs.
🎯 To set up watermark capability, contact Support.