# Release Notes

Want to stay in the loop with PDF Insights? Check out this changelog. It shows the new features and updates for the past 3 months. If you have any questions, feel free to reach out to [Support](https://www.moneythumb.com/support/).

## October 15, 2025

###   New Fields in Revenue Statistics 

* **Total Debt Withdrawals**: Shows the total withdrawals for all debt payments.
* **DTI Percent**: Shows the percentage of **Total Debt Withdrawals** from **Average Monthly Revenue**.


🔎 This example show these new fields in the Revenue Statistics section.

img
## October 1, 2025

###   Debt Summary Section Now Available in Scorecard 

* **Debt Summary**: This new section shows monthly summaries of loan withdrawals by type.


🎯 To include this section, use **Underwriter Settings** to update **Scorecard Sections** in the [Insights UI](https://insights.moneythumb.com/).

### 🔎 New Optional Transaction-Level Field

You can now add an optional transaction-level field called `customer_id` to your [MoneyThumb JSON](https://docs.moneythumb.com/pdf-insights/moneythumb-format/mtjson_example) file and it will return in your response with this new setting.

🔎 Check out the example response below.


```
"Transactions": [
                         {
                             "description": "Check 2408",
                             "memo": "",
                             "trueval": true,
                             "checknumber": 2408,
                             "date": "2020-04-01",
                             "possible": false,
                             "id": 3459619575,
                             "type": "",
                             "amount": -10670.4,
                             "balance": 47.29,
                             "tags": [
                                 {
                                     "tagName": "ALL_OTHER_DEBITS",
                                     "metadata": {}
                                 }
                             ],
                             "customerId": "123456"
                         },
```

🎯 To include the `customer_id` field, select **Transactions Download** and check **Show Customer ID** box in the [Insights UI](https://insights.moneythumb.com/).

img
## September 17, 2025

### 🔎 New Searchbox in Underwriter Settings

You can now search for specific underwriter settings in the **Search Settings** box. This now makes this easier to find a setting by keyword. This searchbox is located in the upper-right of  **Underwriter Settings** in the [Insights UI](https://insights.moneythumb.com/).

img
### 🔎 New Use Column Setting in Insights UI

You can now enable the **Use** column with the **Enables the use checkbox on review** setting. This setting is located in the newly added **Review Settings** section.

img
The **Use** column appears to the left of the **True** column on the Review Statements page. When enabled, you can manually excluded transactions from calculations.

center
img
🎯 To find the **Enables the use checkbox on review** setting, select  **Review Settings** from **Underwriter Settings** in the [Insights UI](https://insights.moneythumb.com/).

### 📧 eConvert Now Transmits to LendSaaS

LendSaaS clients can send files to MoneyThumb using [eConvert](https://www.moneythumb.com/econvert/).  After processing the application, the converter will create the deal in LendSaaS and upload the output files.

🎯 To connect LendSaas, use the [Insights UI](https://insights.moneythumb.com/) and follow these steps:

1. Select **Company Settings** in the drop-down menu.
2. In Company Settings, choose **Third-Party Integrations**.
3. Click **Configure**.
4. Enter your LendSaas credentials and click **Save Credentials**.


img
## September 3, 2025

###  New MCA Scorecard Settings in Insights UI 

You can now set minimum withdrawal amounts by frequency. This determines when repeating transactions, specifically for companies offering MCA and other financial services, are classified as MCA positions.

🎯 To include these fields, use **Underwriter Settings** to update **Scorecard Settings** in the [Insights UI](https://insights.moneythumb.com/).

img
## August 20, 2025

###  New Bank Address Fields in Insights UI 

We added these bank address fields in the Statements Summary section.

* **Bank Address**: Shows the physical address of the bank.
* **Bank City**: Shows the city where the bank is located.
* **Bank State**: Shows the state where the bank is located.
* **Bank Zipcode**: Shows the zip code of the bank.


🎯 To include these fields, use **Underwriter Settings** to update **Account Summary Columns** in the [Insights UI](https://insights.moneythumb.com/).

###  New Bank Addresses Response Fields 

We added these fields in the scorecard.

* **bankaddress**: Shows the physical address of the bank.
* **bank_city**: Shows the city where the bank is located.
* **bank_state**: Shows the state where the bank is located.
* **bank_zipcode**: Shows the zip code of the bank.


🔎 Check out the example below.


```
"bank_address": "18800 Hubbard Dr",
"bank_city": "Dearborn",
"bank_state": "MI", 
"bank_zipcode": "48126",
```

In `statement_summaries`, these are the names of the bank address fields:

* **fdicaddress**
* **fdiccity**
* **fdicstate**
* **fdiczipcode**


🔎 Check out the example below.


```
"fdicaddress": "18800 Hubbard Dr",
"fdiccity": "Dearborn",
"fdicstate": "MI",  
"fdiczipcode": "48126",
```

## August 6, 2025

###  New Statements Summary Field in Insights UI 

* **File Previously Seen**: Shows the number of times a file was seen in the last 3 days.


🎯 To include this field, use **Underwriter Settings** to update **Account Summary Columns** in the [Insights UI](https://insights.moneythumb.com/).

## July 24, 2025

###  Watermark and ZIP PDFs Options Now Available in API 

* **Zip Archive**: The `/ziparchive` endpoint now allows you to retrieve PDFs in a ZIP file. You can also use this endpoint to watermark your PDFs.


🔎 For details, see the [Zip Archive](https://docs.moneythumb.com/pdf-insights/api-reference/other/ziparchive) endpoint.

###  MCA Fees and Decline List Rejections Sections 

We added these sections in the Scorecard.

* **MCA Fees**: Identifies the MCA company fees.
* **Decline List Rejections**: Identifies a list of banned MCA/recovery companies.


🎯 To include these sections, use **Underwriter Settings** to update **Scorecard Sections** in the [Insights UI](https://insights.moneythumb.com/).

###  New File Previously Seen Response Fields 

Added these two response fields in endpoints, including `makecsv` and `uploadpdfs`.

* **filePreviouslySeen**: Returns the `numInLast3Days` response.
* **numInLast3Days**: Shows the number of times a file was seen in the last 3 days.


🔎 Check out the example below.


```
                 "filePreviouslySeen": {
                     "numInLast3Days": 2
                 },
```

In the scorecard, the name of this field is called `file_previously_seen`.

## July 12, 2025

###   Additional Loan Sections Now Available in Scorecard 

* **Auto Finance Payments**: This new section identifies payments on auto loans.
* **Mortgage Payments**: This new section identifies payments on mortgages.
* **Personal Loan Payments**: This new section identifies payments on personal loans.
* **Student Loan Payments**: This new section identifies payments on student loans.


🎯 To include these sections, use **Underwriter Settings** to update **Scorecard Sections** in the [Insights UI](https://insights.moneythumb.com/).

###  Watermark PDFs Option Now Available in UI 

* **Watermark PDF**: This option now allows you to watermark PDFs.


🎯 To set up watermark capability, contact [Support](https://www.moneythumb.com/support/).