Skip to content

/

Scorecard Reference

Last updated 3 weeks ago

Scorecard Reference
Copy for LLM
Copy page as Markdown for LLMs
View as Markdown
Open this page as Markdown
Open in ChatGPT
Get insights from ChatGPT
Open in Claude
Get insights from Claude

Table of Contents

The following shows a breakdown of the MoneyThumb Underwriting Scorecard. Depending on your settings, some of these fields may not appear or appear in the same format. This page shows all that's available in the MoneyThumb Scorecard.

Revenue Statistics

Summary of average monthly and annual revenue statistics in the application.

Fields	Description
`Label`	The name of the revenue statistic.
`Monthly`	The monthly revenue statistic.
`Annual`	The annual revenue statistic.

The following shows the section's object name and its format.

Object Name	Format
`Revenue_Statistics`	Default
`revenue_statistics`	JSON Object

Statements Summary

The summary of the statements in the application.

Fields	Description
`accountidx`	The unique integer identifier of the account within this scorecard.
`Account`	Account number. It may be masked or made artificially unique based on user settings.
`Start Date`	The first date of statement in [MMM DD, YYYY] format.
`Ending Date`	The last date of statement in [MMM DD, YYYY] format.
`Statement Year`	The statement year as an integer. For example, 2024.
`Statement Month`	The statement month as a full month string. For example, `January`.
`Statement Month #`	The statement year as an integer. For example, 1.
`Statement Month # and Name`	The statement month as an integer and string. For example, `1 - January`.
`Fraud Score`	The Thumbprint fraud score as an integer.
`Reconciled`	The statement reconciled indicator, `true` or `false`.
`Total Credits`	The total currency value of all credits.
`True Credits`	The total currency value of all true credits.
`Non-True Credits`	The total currency value of all non-true credits.
`# Credits`	The number of credit transactions.
`# True Credits`	The number of true credit transactions.
`# Non-True Credits`	The number of non-true credit transactions.
`Total Debits`	The total currency value of all debits.
`Total True Debits`	The total currency value of all true debits.
`Total Non-True Debits`	The total currency value of all non-true debits.
`Net Cashflow`	The total credits minus the total debits.
`Avg Balance`	The average daily balance during the statement period.
`Min Balance`	The minimum daily balance during the statement period.
`Avg True Balance`	The average daily true balance during the statement period.
`Starting Balance`	The starting balance of the statement.
`Ending Balance`	The ending balance of the statement.
`Balance Match`	Indicates if the starting balance of this statement matches the ending balance of the previous one.
`Month Gap`	Indicates if there is a gap in dates between this statement and the previous one.
`Bank Name`	The name of the bank that produced this statement.
`Account Owner`	The owner of the account as found on the statement.
`File Previously Seen`	Shows the number of times a file was seen in the last 3 days.
`Bank Address`	Shows the physical address of the bank.
`Bank Zipcode`	Shows the zip code of the bank.
`Bank City`	Shows the city where the bank is located.
`Bank State`	Shows the state where the bank is located.
`Days Neg`	The number of days with a negative balance during the statement period.
`Low Days`	The number of days with a low balance during the statement period.
`# NSF's`	The number of NSF transactions.
`Total NSF's`	The currency amount of NSF transactions.
`# OD's`	The number of overdrafts.
`Total Overdraft Amount`	The currency amount of overdrafts.
`# Stops`	The number of stop payments.
`Days w/ Returns`	The number of days with return transactions.
`# Transfers`	The number of transfers.
`Transfers Total`	The total amount of transfers.
`# Incoming Transfers`	The number of incoming transfers.
`Incoming Transfers Total`	The total amount of incoming transfers.
`# Outgoing Transfers`	The number of the outgoing transfers.
`Outgoing Transfers Total`	The total amount of outgoing transfers.
`MCA Debits`	The total amount of MCA Debits.
`MCA Credits`	The total amount of MCA Credits.
`Recovery Debits`	The total amount of recovery debits.
`Recovery Credits`	The total amount of recovery credits.
`# MCA's`	The number of MCA companies found.
`MCA Withhold Percent`	The percentage of total number of withdrawals from true revenue.
`# Investments`	The number of investment transactions.
`Investments Total`	The currency value of investment transactions.
`# Mobile Payments`	The number of mobile payments credits.
`Mobile Payments Total`	The total amount of mobile payments.
`# Factoring`	The number of factoring transactions.
`Factoring Total`	The total amount of factoring transactions.
`# Nefarious Transactions`	The number of nefarious transactions.
`# Nefarious Transactions`	The total amount of nefarious transactions.
`# Other Financing Transactions`	The number of other financing transactions.
`Other Financing Transactions Total`	The total amount of other financing transactions.
`# Payroll`	The number of payroll transactions.
`Payroll Total`	The total amount of payroll transactions.
`# Healthcare Claims`	The number of healthcare claim transactions.
`Healthcare Claims Total`	The total amount of healthcare claim transactions.
`# Tolls`	The number of toll transactions.
`Tolls total`	The total amount of toll transactions.
`# Payment Processor Transactions`	The number of payment processor transactions.
`Total Payment Processor Transactions`	The total amount of payment processor transactions.
`# Nondescript Revenue Transactions`	The number of nondescript revenue transactions.
`Total Nondescript Revenue`	The total amount of nondescript revenue transactions.
`Number of Non-MCA Loan Transactions`	The number of non-MCA loan transactions.
`Total Non-MCA Loans`	The total amount of non-MCA loan transactions.
`# MCA Loan Payments`	The number of MCA loan payments.
`Total MCA Loan Payments`	The total amount of MCA loan payments.
`# Mobile Payment Debit`	The number of mobile payment debits.
`Total Mobile Payment Debit`	The total amount of mobile payment debits.
`# Nefarious Withdrawals`	The number of nefarious withdrawals.
`Total Nefarious Withdrawals`	The total amount of nefarious withdrawals.
`# Debt Collector`	The number of debt collectors.
`Total Debt Collector`	The total amount of debt collectors.
`# ATM Withdrawals`	The number of ATM withdrawals.
`Total ATM Withdrawals`	The total amount of ATM withdrawals.
`# Construction Debits`	The number of construction debits.
`Total Construction Debits`	The total amount of construction debits.
`# Insurance`	The number of insurance transactions.
`Total Insurance`	The total amount of insurance transactions.
`# of Returns`	The number of returns.
`Total Returns`	The total amount of returns.
`# of Other Debits`	The number of other debits.
`Total Other Debits`	The total amount of other debits.

The following shows the section's object name and its format.

Object Name	Format
`statement_summaries`	Default
`statement_summaries`	JSON Object

Debit Transactions

Summary of debit transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`debittrans`	Default
`debit_transactions`	JSON Object

Credit Card Account Payments

Summary of credit card account payments found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the debit.
`Date`	The date of the debit.
`Description`	The description of the debit.
`Amount`	The amount of the debit.
`Memo`	The memo from the debit.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`creditcardaccountpayment`	Default
`credit_card_account_payment`	JSON Object

Life Insurance

Summary of life insurance transactions.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`lifeinsurance`	Default
`life_insurance`	JSON Object

Investment Debits

Summary of investment debit transctions.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`investmentdebits`	Default
`investment_debits`	JSON Object

MCA Refunds

Summary of refunds and returns for MCA transactions.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`mcarefund`	Default
`mca_refund`	JSON Object

MCA Without Refunds

Summary of MCA transactions with refunds and returns removed.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`mcanorefunds`	Default
`mca_without_refunds`	JSON Object

Credit Card Transactions

Summary of credit card transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`creditcardprocessortrans`	Default
`credit_card_transactions`	JSON Object

Installment Payments

Summary of debit transactions made to Buy Now Pay Later (BNPL) companies.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`installmentpayment`	Default
`installment_payment`	JSON Object

E-Commerce Transactions

Summary of revenue from e-commerce platforms.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`ecommercetrans`	Default
`ecommercetrans`	JSON Object

Auto Finance Payments

Summary of debit transactions for auto loan payments.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`autofinancepayments`	Default
`auto_finance_payments`	JSON Object

Student Loan Payments

Summary of debit transactions for student loan payments.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`studentloanpayments`	Default
`student_loan_payments`	JSON Object

Mortgage Payments

Summary of debit transactions for mortgage payments.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`mortgagepayments`	Default
`mortgage_payments`	JSON Object

Personal Loan Payments

Summary of debit transactions for personal loan payments.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`personalloanpayments`	Default
`personal_loan_payments`	JSON Object

Combo (NSF, OD, Return, & Stop)

Summary of NSF, overdraft, return, and stop transactions found in the application.

`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`combotrans`	Default
`combo_nsf_od_return_and_stop`	JSON Object

MCA Payments

Summary of MCA payments found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`mcapayments`	Default
`mca_payments`	JSON Object

Other Debits

Summary of other debit transactions found in the application.

`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`otherdebits`	Default
`other_debits`	JSON Object

Mobile Payment Debits

The amount, date, and other information about mobile payment debit transactions.

`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`mobilepaymentsdebits`	Default
`mobile_payments_debits`	JSON Object

Nefarious Withdrawals

Summary of nefarious withdrawal transactions found in the application.

`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`nefariouswithdrawals`	Default
`nefarious_withdrawals`	JSON Object

Debt Collector Transactions

Summary of debt collector transactions found in the application.

`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`debtcollectortransactions`	Default
`debt_collector_transactions`	JSON Object

Summary of construction-related debits transactions found in the application.

`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`constructiondebits`	Default
`construction_related_debits`	JSON Object

Combined Account Summary

The combined monthly summary for all the accounts in the application.

Fields	Description
`Month`	The month with year for all accounts. For example, "January 2020".
`Days Missing`	The number of business days missing transactions for the month.
`Total Credits`	The total currency value of all credits for the month.
`True Credits`	The total currency value of all true credits for the month.
`Non-True Credits`	The total currency value of all non-true credits for the month.
`# Credits`	The number of credit transactions for the month.
`# True Credits`	The number of true credit transactions for the month.
`# Non-True Credits`	The number of non-true credit transactions for the month.
`Total Debits`	The total currency value of all debits for the month.
`True Debits`	The currency value of all true debits for the month.
`Non-True Debits`	The currency value of all non-true debits for the month.
`# Debits`	The number of debit transactions for the month.
`# True Debits`	The number of true debit transactions for the month.
`Avg Balance`	The average daily balance for the month..
`Avg True Balance`	The average daily true balancefor the month.
`Starting Balance`	The combined starting balance for the month.
`Ending Balance`	The combined ending balance for the month.
`Days Neg`	The number of days with a negative balance during the month.
`Low Days`	The number of days with a low balance during the month.
`# NSF's`	The number of NSF transactions for the month.
`Total NSF's`	The currency amount of NSF transactions for the month.
`# OD's`	The number of overdrafts for the month.
`# Stops`	The number of stop payments for the month.
`Days w/ Returns`	The number of days with return transactions for the month.
`# Transfers`	The number of transfers for the month.
`# Incoming Transfers`	The number of incoming transfers for the month.
`# Outgoing Transfers`	The number of the outgoing transfers for the month.
`# MCA's`	The number of MCA companies found.
`MCA Debits`	The total amount of MCA Debits for the month.
`MCA Credits`	The total amount of MCA Credits for the month.
`Recovery Debits`	The total amount of recovery debits for the month.
`Recovery Credits`	The total amount of recovery credits for the month.
`Transfers Total`	The total amount of transfers for the month.
`# Incoming Transfers`	The number of incoming transfers for the month.
`Incoming Transfers Total`	The total amount of incoming transfers for the month.
`Min Balance`	The minimum daily balance during the month.
`Investments Total`	The currency value of investment transactions for the month.
`# Investments`	The number of investment transactions for the month.
`Mobile Payments Total`	The total amount of mobile payments for the month.
`# Mobile Payments`	The number of mobile payments credits for the month.

The following shows the section's object name and its format.

Object Name	Format
`combinedsummary`	Default
`combined_account_summary`	JSON Object

Non-MCA Loans

Summary of non-MCA loan transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`nonmcaloans`	Default
`nonmca_loans`	JSON Object

ATM Withdrawals

Summary of ATM withdrawals found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`atmwithdrawals`	Default
`atm_withdrawals`	JSON Object

Average True Revenue (6 month)

Summary of the average of true revenue for the past 6 months found in the application.

Fields	Description
`startDate`	The starting date of the average of true revenue. --	`endDate`	The ending date of the average of true revenue.
`trueRevenueAverage`	The average amount of true revenue for the past 6 months.
`percentChange`	The average percentage change of true revenue for the past 6 months.

The following shows the section's object name and its format.

Object Name	Format
`truerev6mo`	Default
`average_true_revenue_6_month`	JSON Object

Average True Revenue (12 month)

Summary of the average of true revenue for the past 12 months found in the application.

Fields	Description
`startDate`	The starting date of the average of true revenue.
`endDate`	The ending date of the average of true revenue.
`trueRevenueAverage`	The average amount of true revenue for the past 12 months.
`percentChange`	The average percentage change of true revenue for the past 12 months.

The following shows the section's object name and its format.

Object Name	Format
`truerev12mo`	Default
`average_true_revenue_12_month`	JSON Object

Tax Analysis

Summary of tax information found when tax forms are processed for an application.

Fields	Description
`source`	The fields parsed in the tax form. Example: `"Income Statement"`
`form 1120 YYYY`	The values from the parsed fields in the tax form. Example: `1500.23`.

The following shows the section's object name and its format.

Object Name	Format
`taxscorelist`	Default
`tax_analysis`	JSON Object

Insurance

Summary of insurance transactions found in an application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`insurance`	Default
`insurance`	JSON Object

Thumbprints

ThumbPrint scores and reasons for each statement in an application.

Fields	Description
`Account`	Statement account
`End Date`	Statement end date.
`Thumbprint Score`	Thumbprint score
`Contributing Factors`	Factors that contributed to the Thumbprint score.
`statement_id`	Statement identifier

The following shows the section's object name and its format.

Object Name	Format
`thumbprints`	Default
`thumbprints`	JSON Object

Monthly MCA

Summary of Monthly MCA activities processed in an application.

Fields	Description
`month`	The date in YYYY-MM-DD format. Example: `"2020-03-31"`.
`workdays`	The number of workdays in the month. Example: `22`.
`Account`	Account number. Example: `"12345678"`.
`lender`	The name of the MCA lender. Example: `"ACME MCA"`.
`withdrawalcount`	The number of withdrawals. Example: `5`.
`withdrawaltotal`	The total currency amount of withdrawals. Example: `"-15872.20"`.
`deposittotal`	The total currency amount of deposits. Example: `"20000.00"`.
`depositdate`	The list of YYYY-MM-DD formatted dates of deposits. Example: `"2023-03-09, 2023-03-15"`.
`latestwithdrawalamount`	The currency amount of latest withdrawal amount. Example: `"51160"`.

The following shows the section's object name and its format.

Object Name	Format
`monthlymca`	Default
`monthly_mca`	JSON Object

Repeating Transactions

Summary of repeating transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`reptrans`	Default
`repeating_transactions`	JSON Object

MCA Transactions

Summary of MCA transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`mcatrans`	Default
`mca_transactions`	JSON Object

MCA Fees

Summary of MCA fees found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`mcafees`	Default
`mca_fees`	JSON Object

NSF Transactions

Summary of NSF transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`nsftrans`	Default
`nsf_transactions`	JSON Object

Overdraft Transactions

Summary of repeating transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`overtrans`	Default
`overdraft_transactions`	JSON Object

Daily Balance

Record of daily balances shown in an application.

Fields	Description
`event_date`	The date of the daily balance.
`acctid`	Account number
`balance`	The balance counting all transactions.
`od_balance`	The balance counting all transactions and overdrafts.

The following shows the section's object name and its format.

Object Name	Format
`dailybalance`	Default
`daily_balances`	JSON Object

Decline List Rejections

Record of banned MCA or recovery companies shown in an application.

Fields	Description
`decline_reason`	The reason why a MCA or recovery company is banned.
`details`	The name of the MCA or recovery company.

The following shows the section's object name and its format.

Object Name	Format
`declinelist`	Default
`declinelist`	JSON Object

Daily Cash Flow

Record of daily cash flow shown in an application.

Fields	Description
`event_date`	The date of the daily cash flow.
`acctid`	Account number
`balance`	All credits minus all debits.
`true_balance`	True credits minus all debits.

The following shows the section's object name and its format.

Object Name	Format
`dailycashflow`	Default
`daily_cash_flows`	JSON Object

Monthly Cash Flow

Record of monthly cash flow shown in an application.

Fields	Description
`event_date`	The date of the monthly cash flow.
`acctid`	Account number
`balance`	All credits minus all debits.
`true_balance`	True credits minus all debits.

The following shows the section's object name and its format.

Object Name	Format
`monthlycashflow`	Default
`monthly_cash_flows`	JSON Object

Credit Transactions

Summary of credit transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`credittrans`	Default
`credit_transactions`	JSON Object

True Credit Transactions

Summary of true credit transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`truecredittrans`	Default
`true_credit_transactions`	JSON Object

Non-True Credit Transactions

Summary of non-true credit transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`untruecredittrans`	Default
`nontrue_credit_transactions`	JSON Object

Incoming Transfers

Summary of incoming transfers found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`xferitrans`	Default
`incoming_transfers`	JSON Object

Outgoing Transfers

Summary of outgoing transfers found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`xferotrans`	Default
`outgoing_transfers`	JSON Object

Large Transactions

Summary of large transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`largetrans`	Default
`large_transactions`	JSON Object

Large Credit Transactions

Summary of large credit transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`largecredittrans`	Default
`large_credit_transactions`	JSON Object

Monthly Negative Days

Record of days with negative balances within a month in an application.

Fields	Description
`event_date`	The date of the negative day.
`acctid`	Account number. Example: `123456789`.
`negdayscount`	The number of negative days, including overdrafts. Example: `2`.
`truenegdayscount`	The number of negative days based on true credits and all debits. Example: `2`.
`negdays`	The days where the balance was negative. Example: `["2020-03-15"]`
`odnegdays`	The days where the balance was negative, including overdrafts. Example: `["2020-03-15"]`.
`truenegdays`	The days on which the balance was negative, excluding non-true credits. Example: `["2020-03-15"]`.

The following shows the section's object name and its format.

Object Name	Format
`monthlynegativedays`	Default
`monthly_negative_days`	JSON Object

Monthly Recovery

List of recovery company transactions in the application.

Fields	Description
`month`	The date in YYYY-MM-DD format. Example: `"2020-03-31"`.
`workdays`	The number of workdays in the month.
`account`	Account numbers
`lender`	The name of the recovery company.
`withdrawalcount`	The number of withdrawals. Example: `5`.
`withdrawaltotal`	The total currency amount of withdrawals. Example: `"-15872.20"`.
`deposittotal`	The total currency amount of deposits. Example: `"20000.00"`.
`depositdate`	List of YYYY-MM-DD formatted dates of deposits. Example: `"2023-03-09, 2023-03-15"`.
`latestwithdrawalamount`	The currency amount of latest withdrawal count. Example: `"511.60"`.

The following shows the section's object name and its format.

Object Name	Format
`monthlyrecovery`	Default
`monthly_recovery`	JSON Object

Large Incoming Electronic Transactions

Summary of large incoming electronic transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`largeelectronictrans`	Default
`large_incoming_electronic_transactions`	JSON Object

Transfers

Summary of transfers found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`xfertrans`	Default
`transfers`	JSON Object

Non-True Transactions

Summary of non-true transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`untruetrans`	Default
`nontrue_transactions`	JSON Object

True Transactions

Summary of true transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`truetrans`	Default
`true_transactions`	JSON Object

MCA Companies

List of MCA company transactions in the application.

Fields	Description
`company`	The MCA company name. Example: `"ACME MCA"`.
`withdrawalcount`	The number of withdrawals. Example: `6`.
`withdrawaltotal`	The currency value of withdrawals. Example: `"-23042.12"`.
`withdrawalfrequency`	The name of the recovery company. Example: `"Every Other Day"`.
`lastwithdrawaldate`	The date of the latest withdrawal. Example: `"2020-03-15"`.
`withdrawaltotal`	The total currency amount of withdrawals. Example: `"-15872.20"`.
`lastwithdrawalamount`	The currency value of the latest withdrawal.
`depositcount`	The number of deposits. Example: `2`.
`deposittotal`	The total currency amount of deposits. Example: `"20000.00"`.
`depositdate`	The list of YYYY-MM-DD formatted dates of deposits. Example: `"2023-03-09, 2023-03-15"`.
`lastdepositdate`	The last deposit date. Example: `"2023-03-15"`.
`lastdepositamount`	The last deposit amount. Example: `"6000.00"`.
`withholdpercent`	The percent withholding. Example: `"57%"`.
`term`	Example: `"150.31"`.
`months`	The month with MCA transactions.
`month`	The first day of the month. Example: `"2020-03-01"`.
`workdays`	The number of work days in the month. Example: `22`.

The following shows the section's object name and its format.

Object Name	Format
`mcacompanies`	Default
`mca_companies`	JSON Object

Recovery Companies

List of recovery company transactions in the application.

Fields	Description
`company`	The recovery company name. Example: `"ACME Recovery"`.
`withdrawalcount`	The number of withdrawals. Example: `6`.
`withdrawaltotal`	The currency value of withdrawals. Example: `"-23042.12"`.
`withdrawalfrequency`	The name of the recovery company. Example: `"Every Other Day"`.
`lastwithdrawaldate`	The date of the latest withdrawal. Example: `"2020-03-15"`.
`withdrawaltotal`	The total currency amount of withdrawals. Example: `"-15872.20"`.
`lastwithdrawalamount`	The currency value of the latest withdrawal.
`depositcount`	The number of deposits. Example: `2`.
`withholdpercent`	The percent withholding. Example: `"57%"`.
`term`	Example: `"150.31"`.
`months`	The month with MCA transactions.
`month`	The first day of the month. Example: `"2020-03-01"`.
`workdays`	The number of work days in the month. Example: `22`.

The following shows the section's object name and its format.

Object Name	Format
`recoverycompanies`	Default
`recovery_companies`	JSON Object

Recovery Transactions

Summary of recovery transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`recoverytrans`	Default
`recovery_transactions`	JSON Object

Casino Transactions

Summary of casino transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`casinotrans`	Default
`casino_transactions`	JSON Object

Investments

Summary of investment transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`investments`	Default
`investments`	JSON Object

Mobile Payments

Summary of mobile payments transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`mobilepayments`	Default
`mobile_payments`	JSON Object

Payment Processor Transaction

Summary of payment processor transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`paymentprocessortrans`	Default
`payment_processor_transactions`	JSON Object

Healthcare Claims

Summary of healthcare claims transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`healthcareclaims`	Default
`healthcare_claims`	JSON Object

Factoring

Summary of factoring transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`factoring`	Default
`factoring`	JSON Object

Nefarious Transactions

Summary of nefarious transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`nefarioustransactions`	Default
`nefarious_transactions`	JSON Object

All Transactions

Summary of all transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`alltransactions`	Default
`all_transactions`	JSON Object

Other Financing Transactions

Summary of other financing transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`otherfinancingtransactions`	Default
`other_financing_transactions`	JSON Object

Non-Transactions Items

Summary of all non-transaction items found in the application (i.e., items that don't contribute to the statement balance).

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`nontransactionitems`	Default
`non_transaction_items`	JSON Object

Payroll

Summary of payroll transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`payroll`	Default
`payroll`	JSON Object

Tolls

Summary of tolls transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`tolls`	Default
`tolls`	JSON Object

Nondescript Revenue

Summary of nondescript revenue transactions found in the application.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`nondescriptrevenue`	Default
`nondescript_revenue`	JSON Object

Chinese Exposure

Summary of transactions that indicate Chinese market exposure.

Fields	Description
`accountidx`	The index of account from `accountslist`.
`Id`	The unique ID of the transaction.
`Date`	The date of the transaction.
`Description`	The description of the transaction.
`Amount`	The amount of the transaction.
`Memo`	The memo from the transacation.
`Number`	Check number

The following shows the section's object name and its format.

Object Name	Format
`chineseexposure`	Default
`chinese_exposure`	JSON Object

Previous page

Next page