# Get scorecard Retrieve an application's scorecard. Endpoint: POST /scorecard Version: 1.5 Security: ## Path parameters: - `version` (string, required) The version of the API. Enum: "1.0", "1.1", "1.2", "1.3", "1.4", "1.5" ## Request fields (multipart/form-data): - `appid` (integer, required) Insights-assigned application identifer. - `sections` (string) The scorecard sections to return. This field can either contain a single section name or multiple section names. To have multiple sections returned, write each section name separated by commas. For a list of valid section names, see the object name of the section in the [Scorecard Reference page](https://docs.moneythumb.com/api/pdf-insights/scorecard). This overrides what is defined in the user profile. ## Response 200 fields (application/json): - `body` (Default (object) or JSONObject (object)) — one of: - Default: - `_metadata` (object) - `_metadata.someTransactionsExcludedDueToValidationFailures` (boolean) - `_metadata.numFileConversionsInProgress` (integer) - `_metadata.warnings` (string) Example: "Section 'combinedsummary' encountered an error." - `metrics` (object) - `metrics.metricdata` (array) Average monthly and annualized revenue statistics. - `prequalifyrules` (object) The prequalification rules of why a merchant application was rejected. This information only appears if you have prequalify enabled. To enable prequalify, please contact [MoneyThumb Support](https://www.moneythumb.com/support/). - `prequalifyrules.labels` (array) - `prequalifyrules.labels.label` (string) - `prequalifyrules.labels.name` (string) - `prequalifyrules.columns` (array) - `prequalifyrules.columns.name` (string) - `prequalifyrules.columns.data` (string) - `prequalifyrules.data` (array) - `prequalifyrules.data.rule_name` (string) The name of the prequalification rule. - `prequalifyrules.data.actual_value` (string) The merchant application amount for this rule. - `prequalifyrules.data.threshold` (integer) The threshold amount for this rule. - `prequalifypassedrules` (object) The list of rules that passed prequalification. This information only appears if you have prequalify enabled. To enable prequalify, please contact [MoneyThumb Support](https://www.moneythumb.com/support/). - `prequalifypassedrules.labels` (array) - `prequalifypassedrules.labels.label` (string) - `prequalifypassedrules.labels.name` (string) - `prequalifypassedrules.columns` (array) - `prequalifypassedrules.columns.name` (string) - `prequalifypassedrules.columns.data` (string) - `prequalifypassedrules.data` (array) - `prequalifypassedrules.data.rule_name` (string) The name of the rule that passed prequalification. - `debtsummary` (object) Monthly summary of loan withdrawals by type. - `debtsummary.labels` (array) - `debtsummary.labels.label` (string) - `debtsummary.labels.name` (string) - `debtsummary.columns` (array) - `debtsummary.columns.name` (string) - `debtsummary.columns.data` (string) - `debtsummary.data` (array) - `debtsummary.data.DT_RowId` (string) - `debtsummary.data.month` (string) Month - `debtsummary.data.mca` (string) Total MCA withdrawals for the month. - `debtsummary.data.nonmcaloan` (string) Total amount of Non-MCA withdrawals for the month. - `debtsummary.data.autofinance` (string) Total auto-finance loan withdrawals for the month. - `debtsummary.data.studentloan` (string) Total student loan withdrawals for the month. - `debtsummary.data.mortgage` (string) Total mortgage withdrawals for the month. - `debtsummary.data.personalloan` (string) Total personal loan withdrawals for the month. - `debtsummary.data.total` (string) Total amount of debt withdrawals for the month. - `operatingexpenses` (object) Monthly summary of business operation expenses by type. - `operatingexpenses.labels` (array) - `operatingexpenses.labels.label` (string) - `operatingexpenses.labels.name` (string) - `operatingexpenses.columns` (array) - `operatingexpenses.columns.name` (string) - `operatingexpenses.columns.data` (string) - `operatingexpenses.data` (array) - `operatingexpenses.data.DT_RowId` (string) - `operatingexpenses.data.month` (string) Month - `operatingexpenses.data.payroll` (string) The total amount of payroll-related expenses for the month. - `operatingexpenses.data.insurance` (string) The total amount of insurance-related expenses for the month. - `operatingexpenses.data.toll` (string) The total amount of toll-related expenses for the month. - `operatingexpenses.data.construction` (string) The total amount of construction-related expenses for the month. - `operatingexpenses.data.eCommerce` (string) The total amount of ecommerce-related expenses for the month. - `operatingexpenses.data.mcafees` (string) The total amount of MCA fees for the month. - `operatingexpenses.data.utilities` (string) The total amount of utility-related expenses for the month. - `operatingexpenses.data.total` (string) The total amount of overall business expenses for the month. - `accountslist` (object) - `accountslist.columns` (array) - `accountslist.columns.name` (string) - `accountslist.columns.data` (string) - `accountslist.labels` (array) - `accountslist.labels.label` (string) - `accountslist.labels.name` (string) - `accountslist.data` (array) - `accountslist.data.DT_RowId` (string) - `accountslist.data.accountidx` (string) The unique integer identifier of the account within this scorecard. - `accountslist.data.account` (string) Account number. It may be masked or made artificially unique based on user settings. - `accountslist.data.start_date` (string) The first date of statement in [MMM DD, YYYY] format. - `accountslist.data.ending_date` (string) The last date of statement in [MMM DD, YYYY] format. - `accountslist.data.statement_year` (integer) The statement year as an integer. For example, 2024. - `accountslist.data.statement_month` (string) The statement month as a full month string. For example, "January". - `accountslist.data.statement_month_num` (integer) The statement month as an integer. For example, 1. - `accountslist.data.statement_month_num_and_name` (string) The statement month as an integer and string. For example, "1 - January". - `accountslist.data.fraud_score` (integer) The thumbprint fraud score as an integer. - `accountslist.data.reconciled` (string) The statement reconciled indicator, true or false. - `accountslist.data.total_credits` (number) The total currency value of all credits. - `accountslist.data.true_credits` (number) The total currency value of all true credits. - `accountslist.data.non-true_credits` (number) The total currency value of all non-true credits. - `accountslist.data.other_credits` (number) The total amount of untrue credits excluding MCA credits. - `accountslist.data.num_credits` (integer) The number of credit transactions. - `accountslist.data.num_true_credits` (integer) The number of true credit transactions. - `accountslist.data.num_non-true_credits` (integer) The number of non-true credit transactions. - `accountslist.data.num_other_credits` (integer) The total number of untrue credits excluding MCA credits. - `accountslist.data.total_debits` (number) The total currency value of all debits. - `accountslist.data.true_debits` (number) The total currency value of all true debits. - `accountslist.data.non-true_debits` (number) The total currency value of all non-true debits. - `accountslist.data.net_cashflow` (number) Total credits minus total debits. - `accountslist.data.avg_balance` (number) The average daily balance during the statement period. - `accountslist.data.min_balance` (number) The minimum daily balance during the statement period. - `accountslist.data.avg_true_balance` (number) The average daily true balance during the statement period. - `accountslist.data.starting_balance` (number) The starting balance of the statement. - `accountslist.data.ending_balance` (number) The ending balance of the statement. - `accountslist.data.balance_match` (boolean) Indicates if the starting balance of this statement match the ending balance of the previous one. - `accountslist.data.month_gap` (boolean) Indicates if there is a gap in dates between this statement and the previous one. - `accountslist.data.bank_name` (string) Name of the bank that produced this statement. - `accountslist.data.account_owner` (string) Owner of the account as found on the statement. - `accountslist.data.file_previously_seen` (integer) Shows the number of times a file was seen in the last 3 days. - `accountslist.data.bank_address` (string) Shows the physical address of the bank. - `accountslist.data.bank_city` (string) Shows the city where the bank is located. - `accountslist.data.bank_state` (string) Shows the state where the bank is located. - `accountslist.data.fdic_bank_name` (string) Shows the FDIC bank name. - `accountslist.data.bank_zipcode` (string) Shows the zip code of the bank. - `accountslist.data.num_of_mca_positions` (integer) The number of MCAs with deposits in the statement. - `accountslist.data.mcas_with_deposits` (string) The list of the MCA companies with deposits in the statement. - `accountslist.data.mca_deposit_dates` (string) The deposit dates from the MCA. - `accountslist.data.mca_credits_net_returns` (string) The sum of MCA Credits minus MCA Returns. - `accountslist.data.days_neg` (integer) The number of days with a negative balance during the statement period. - `accountslist.data.low_days` (integer) The number of days with a low balance during the statement period. - `accountslist.data.num_nsfs` (integer) Number of NSF transactions. - `accountslist.data.total_nsfs` (number) Currency amount of NSF transactions. - `accountslist.data.num_ods` (integer) Number of overdrafts. - `accountslist.data.total_overdraft_amount` (number) Currency amount of overdrafts. - `accountslist.data.num_stops` (integer) Number of stop payments. - `accountslist.data.days_w_returns` (integer) Number of days with return transactions. - `accountslist.data.num_transfers` (integer) The number of transfers. - `accountslist.data.transfers_total` (number) The total amount of transfers. - `accountslist.data.num_incoming_transfers` (integer) The number of incoming transfers. - `accountslist.data.total_incoming_transfers` (number) The total amount of incoming transfers. - `accountslist.data.num_outgoing_transfers` (integer) The number of the outgoing transfers. - `accountslist.data.total_outgoing_transfers` (number) The total amount of outgoing transfers. - `accountslist.data.mca_debits` (number) Total amount of MCA debits in statements. - `accountslist.data.mca_credits` (number) Total amount of MCA credits in statements. - `accountslist.data.recovery_debits` (number) Total amount of recovery debits in statements. - `accountslist.data.recovery_credits` (number) Total amount of recovery credits in statements. - `accountslist.data.num_mcas` (integer) Number of MCA companies found. - `accountslist.data.mca_withhold_percent` (number) Percentage of total MCA debits out of true credits. - `accountslist.data.num_investments` (integer) Number of investment transactions. - `accountslist.data.investments_total` (number) Currency value of investment transactions. - `accountslist.data.num_mobile_payments` (integer) Count of mobile payments. - `accountslist.data.mobile_payments_total` (number) Total amount of mobile payments. - `accountslist.data.num_factoring` (integer) The number of factoring transactions. - `accountslist.data.factoring_total` (number) - `accountslist.data.num_nefarious_transactions` (integer) The number of nefarious transactions. - `accountslist.data.nefarious_transactions_total` (number) The total amount of nefarious transactions. - `accountslist.data.num_other_financing_transactions` (integer) The number of other financing transactions. - `accountslist.data.other_financing_transactions_total` (number) The total amount of other financing transactions. - `accountslist.data.num_payroll` (integer) The number of payroll transactions. - `accountslist.data.payroll_total` (number) The total amount of payroll transactions. - `accountslist.data.num_healthcare_claims` (integer) The number of healthcare claim transactions. - `accountslist.data.healthcare_claims_total` (number) The total amount of healthcare claim transactions. - `accountslist.data.num_tolls` (integer) The number of toll transactions. - `accountslist.data.tolls_total` (number) The total amount of toll transactions. - `accountslist.data.num_payment_processor_transactions` (integer) The number of payment processor transactions. - `accountslist.data.total_payment_processor_transactions` (integer) The total amount of payment processor transactions. - `accountslist.data.total_nondescript_revenue` (number) The total amount of nondescript revenue transactions. - `accountslist.data.num_nondescript_revenue_transactions` (integer) The number of nondescript revenue transactions. - `accountslist.data.total_non-mca_loans` (number) The total amount of non-MCA loan transactions. - `accountslist.data.number_of_non-mca_loan_transactions` (number) The total number of non-MCA loan transactions. - `accountslist.data.num_mca_loan_payments` (integer) The number of MCA loan payments. - `accountslist.data.total_mca_loan_payments` (number) The total amount of MCA loan payments. - `accountslist.data.num_mobile_payment_debit` (integer) The number of mobile payment debits. - `accountslist.data.total_mobile_payment_debit` (number) The total amount of mobile payment debits. - `accountslist.data.num_nefarious_withdrawals` (integer) The number of nefarious withdrawals. - `accountslist.data.total_nefarious_withdrawal` (number) The total amount of nefarious withdrawals. - `accountslist.data.num_debt_collector` (integer) The number of debt collectors. - `accountslist.data.total_debt_collector` (number) The total amount of debt collectors. - `accountslist.data.num_atm_withdrawals` (integer) The number of ATM withdrawals. - `accountslist.data.total_atm_withdrawals` (number) The total amount of ATM withdrawals. - `accountslist.data.num_construction_debits` (integer) The number of construction debits. - `accountslist.data.total_construction_debits` (number) The total amount of construction debits. - `accountslist.data.num_insurance` (integer) The number of insurance transactions. - `accountslist.data.total_insurance` (number) The total amount of insurance transactions. - `accountslist.data.num_of_returns` (integer) The number of returns. - `accountslist.data.total_returns` (number) The total amount of returns. - `accountslist.data.num_of_other_debits` (integer) The number of other debits. - `accountslist.data.total_other_debits` (number) The total amount of other debits. - `combinedsummary` (object) - `combinedsummary.columns` (array) - `combinedsummary.columns.name` (string) - `combinedsummary.columns.data` (string) - `combinedsummary.labels` (array) - `combinedsummary.labels.label` (string) - `combinedsummary.labels.name` (string) - `combinedsummary.data` (array) - `combinedsummary.data.DT_RowId` (string) - `combinedsummary.data.month` (string) Month and year Example: "February 2020" - `combinedsummary.data.daysMissing` (integer) - `combinedsummary.data.totalcredits` (number) The total currency value of all credits. - `combinedsummary.data.totaltruecredits` (number) The total currency value of all true credits. - `combinedsummary.data.totaladjcredits` (number) The total currency value of all non-true credits. - `combinedsummary.data.numbercredits` (integer) The number of credit transactions. - `combinedsummary.data.numbertruecredits` (integer) The number of true credit transactions. - `combinedsummary.data.numberadjcredits` (integer) The number of non-true credit transactions. - `combinedsummary.data.totaldebits` (number) The total currency value of all debits. - `combinedsummary.data.totaltruedebits` (number) The total currency value of all true debits. - `combinedsummary.data.totaladjdebits` (number) The total currency value of all non-true debits. - `combinedsummary.data.numberdebits` (integer) The number of debit transactions. - `combinedsummary.data.numbertruedebits` (integer) The number of true debit transactions. - `combinedsummary.data.numberadjdebits` (integer) The number of non-true debit transactions. - `combinedsummary.data.averagebalance` (number) The average daily balance during the month. - `combinedsummary.data.averagetruebalance` (number) The average daily true balance during the month. - `combinedsummary.data.startbalance` (number) The starting balance of the month. - `combinedsummary.data.endbalance` (number) The ending balance of the month. - `combinedsummary.data.daysnegative` (integer) The number of days with a negative balance during the month. - `combinedsummary.data.dayslow` (integer) The number of days with a low balance during the month. - `combinedsummary.data.numbernsf` (integer) The number of NSF transactions for the month. - `combinedsummary.data.numberod` (integer) Number of overdrafts for the month. - `combinedsummary.data.numberstops` (integer) Number of stop payments for the month. - `combinedsummary.data.dayswithreturns` (integer) The number of days with return transactions for the month. - `combinedsummary.data.numbertransfers` (integer) The number of transfers. - `combinedsummary.data.numbertransfersincoming` (integer) The number of incoming transfers. - `combinedsummary.data.numbertransfersoutgoing` (integer) The number of the outgoing transfers. - `combinedsummary.data.nummca` (integer) Number of MCA companies found. - `combinedsummary.data.mcadebits` (number) Total amount of MCA debits for the month. - `combinedsummary.data.mcacredits` (number) The total amount of MCA credits for the month. - `combinedsummary.data.recoverydebits` (number) The total amount of recovery debits for the month. - `combinedsummary.data.recoverycredits` (number) Total amount of recovery credits for the month. - `combinedsummary.data.transferstotal` (number) The total amount of transfers for the month. - `combinedsummary.data.outgoingtransferstotal` (number) The number of the outgoing transfers for the month. - `combinedsummary.data.incomingtransferstotal` (number) The total amount of incoming transfers for the month. - `combinedsummary.data.minimumbalance` (number) The minimum daily balance during the month. - `combinedsummary.data.investmentscount` (integer) The number of investment transactions for the month. - `combinedsummary.data.investmentstotal` (number) Currency value of investment transactions for the month. - `combinedsummary.data.mobilepaymentscount` (integer) The number of mobile payments credits for the month. - `combinedsummary.data.mobilepaymentstotal` (number) The total amount of mobile payments for the month. - `truerev6mo` (object) - `truerev6mo.columns` (array) - `truerev6mo.columns.name` (string) - `truerev6mo.columns.data` (string) - `truerev6mo.labels` (array) - `truerev6mo.labels.label` (string) - `truerev6mo.labels.name` (string) - `truerev6mo.data` (array) - `truerev6mo.data.0` (object) Data values matching 0th column. Repeated for all columns - `truerev6mo.data.0.revenue` (number) - `truerev6mo.data.0.percentChange` (number) - `truerev6mo.data.accountNumber` (string) Account number or Total Example: "123456789" - `truerev12mo` (object) - `taxscorelist` (object) - `taxscorelist.labels` (array) - `taxscorelist.labels.label` (string) - `taxscorelist.labels.name` (string) - `taxscorelist.columns` (array) - `taxscorelist.columns.name` (string) - `taxscorelist.columns.data` (string) - `taxscorelist.data` (array) - `taxscorelist.data.DT_RowId` (string) - `taxscorelist.data.source` (string) Location of the value Example: "Income Statement" - `taxscorelist.data.form_1120_(2014)` (number) Value Example: "1205.20" - `thumbprints` (object) - `thumbprints.labels` (array) - `thumbprints.labels.label` (string) - `thumbprints.labels.name` (string) - `thumbprints.columns` (array) - `thumbprints.columns.name` (string) - `thumbprints.columns.data` (string) - `thumbprints.data` (array) - `thumbprints.data.DT_RowId` (string) - `thumbprints.data.account` (string) Account number Example: "123456789" - `thumbprints.data.end_date` (string) Last day of statement Example: "2020-03-31" - `thumbprints.data.thumbprint_score` (integer) Thumbprint score Example: "980" - `thumbprints.data.contributing_factors` (string) New-line delimited list of contributors to the Thumbprint score Example: "Currency column positions...\\nPDF producer not..." - `thumbprints.data.statement_id` (integer) Statement identifier Example: 123 - `monthlymca` (object) - `monthlymca.labels` (array) - `monthlymca.labels.label` (string) - `monthlymca.labels.name` (string) - `monthlymca.columns` (array) - `monthlymca.columns.name` (string) - `monthlymca.columns.data` (string) - `monthlymca.data` (array) - `monthlymca.data.DT_RowId` (string) - `monthlymca.data.month` (date) Date in YYYY-MM-DD format Example: "2020-03-31" - `monthlymca.data.workdays` (integer) Number of workdays in the month Example: 22 - `monthlymca.data.account` (string) Account number Example: "12345678" - `monthlymca.data.lender` (string) Name of the MCA lender Example: "ACME MCA" - `monthlymca.data.withdrawal_count` (integer) Number of withdrawals Example: 5 - `monthlymca.data.withdrawal_total` (number) Total currency amount of withdrawals Example: "-15872.20" - `monthlymca.data.deposit_total` (number) Total currency amount of deposits Example: "20000.00" - `monthlymca.data.deposit_dates` (string) List of YYYY-MM-DD formatted dates of deposits Example: "2023-03-09, 2023-03-15" - `monthlymca.data.latest_withdrawal_amount` (number) Currency amount of latest withdrawalcount Example: "511.60" - `mcachanges` (object) Shows the MCA transactions where the withdrawal amounts changed. - `mcachanges.labels` (array) - `mcachanges.labels.label` (string) - `mcachanges.labels.name` (string) - `mcachanges.columns` (array) - `mcachanges.columns.name` (string) - `mcachanges.columns.data` (string) - `mcachanges.data` (array) - `mcachanges.data.DT_RowId` (string) - `mcachanges.data.account` (string) Account number Example: "12345678" - `mcachanges.data.lender` (string) Name of the MCA lender Example: "ACME MCA" - `mcachanges.data.date` (date) Date in YYYY-MM-DD format Example: "2020-03-31" - `mcachanges.data.description` (string) The description of the MCA transaction. - `mcachanges.data.amount` (float) The amount of the withdrawal change. Example: -753.53 - `mcachanges.data.memo` (string) The memo from the transacation. - `mcachanges.data.checkNumber` (integer) The check number. - `mcachanges.data.type` (string) the type of transaction, if any. - `mcachanges.data.change` (float) Shows how much a withdrawal changed in a MCA transaction. Example: "Decrease 215.19" - `mcacompanies` (object) - `mcacompanies.labels` (array) - `mcacompanies.labels.label` (string) - `mcacompanies.labels.name` (string) - `mcacompanies.columns` (array) - `mcacompanies.columns.name` (string) - `mcacompanies.columns.data` (string) - `mcacompanies.data` (array) - `mcacompanies.data.DT_RowId` (string) - `mcacompanies.data.lender` (string) Name of the MCA lender. Example: "ACME MCA" - `mcacompanies.data.month` (date) Date in YYYY-MM-DD format. Example: "2020-03-31" - `mcacompanies.data.workdays` (integer) Number of workdays in the month. Example: 22 - `mcacompanies.data.term` (number) Example: "150.51" - `mcacompanies.data.withdrawal_count` (integer) The number of withdrawals. Example: 5 - `mcacompanies.data.withdrawal_total` (number) Total currency amount of withdrawals. Example: "-15872.20" - `mcacompanies.data.withdrawal_percent` (number) Example: "19%" - `mcacompanies.data.deposit_count` (integer) Number of deposits. Example: "1" - `mcacompanies.data.deposit_total` (number) Total currency amount of deposits. Example: "20000.00" - `mcacompanies.data.withdrawal_frequency` (string) Frequency of withdrawals. Enum: "Daily", "Every Other Day", "Weekly", "Monthly" - `mcacompanies.data.deposit_dates` (string) List of YYYY-MM-DD formatted dates of deposits Example: "2023-03-09, 2023-03-15" - `mcacompanies.data.last_withdrawal_date` (string) Date of latest withdrawal. Example: "2020-03-15" - `mcacompanies.data.last_withdrawal_amount` (number) Currency amount of latest withdrawal count. Example: "511.60" - `recoverycompanies` (object) - `recoverycompanies.labels` (array) - `recoverycompanies.labels.label` (string) - `recoverycompanies.labels.name` (string) - `recoverycompanies.columns` (array) - `recoverycompanies.columns.name` (string) - `recoverycompanies.columns.data` (string) - `recoverycompanies.data` (array) - `recoverycompanies.data.DT_RowId` (string) - `recoverycompanies.data.lender` (string) Name of the MCA lender Example: "ACME MCA" - `recoverycompanies.data.month` (date) Date in YYYY-MM-DD format Example: "2020-03-31" - `recoverycompanies.data.workdays` (integer) Number of workdays in the month Example: 22 - `recoverycompanies.data.term` (number) Example: "150.51" - `recoverycompanies.data.withdrawal_count` (integer) Number of withdrawals Example: 5 - `recoverycompanies.data.withdrawal_total` (number) Total currency amount of withdrawals Example: "-15872.20" - `recoverycompanies.data.withdrawal_percent` (number) Example: "19%" - `recoverycompanies.data.deposit_count` (integer) Number of deposits Example: "1" - `recoverycompanies.data.deposit_total` (number) Total currency amount of deposits Example: "20000.00" - `recoverycompanies.data.withdrawal_frequency` (string) Frequency of withdrawals Enum: same as `mcacompanies.data.withdrawal_frequency` in "Default" (4 values) - `recoverycompanies.data.deposit_dates` (string) List of YYYY-MM-DD formatted dates of deposits Example: "2023-03-09, 2023-03-15" - `recoverycompanies.data.last_withdrawal_date` (string) Date of latest withdrawal Example: "2020-03-15" - `recoverycompanies.data.last_withdrawal_amount` (number) Currency amount of latest withdrawalcount Example: "511.60" - `dailybalance` (object) - `dailybalance.labels` (array) - `dailybalance.labels.label` (string) - `dailybalance.labels.name` (string) - `dailybalance.columns` (array) - `dailybalance.columns.name` (string) - `dailybalance.columns.data` (string) - `dailybalance.data` (array) - `dailybalance.data.DT_RowId` (string) - `dailybalance.data.date` (string) Last day of the month Example: "2020-03-31" - `dailybalance.data.12345678_balance` (number) Balance of account 12345678. Repeated for each account. Example: "12345.67" - `dailybalance.data.12345678_true_balance` (number) True balance of account 12345678. Repeated for each account. Example: "12345.67" - `declinelist` (object) - `declinelist.labels` (array) - `declinelist.labels.label` (string) - `declinelist.labels.name` (string) - `declinelist.columns` (array) - `declinelist.columns.name` (string) - `declinelist.columns.data` (string) - `declinelist.data` (array) - `declinelist.data.decline_reason` (string) The reason why a MCA or recovery company is banned. If you have prequalify enabled, this says Prequalify Rule Failure. - `declinelist.data.details` (number) The name of the MCA or recovery company. For Prequalify, this will be the rule that resulted in the decline. - `utilities` (object) List of payments made to utility companies found in an application. - `utilities.accountidx` (integer) The index of account from accountslist. - `utilities.account` (string) Account number. Example: "12345678" - `utilities.id` (integer) The unique ID of the transaction. - `utilities.date` (string) The date of the transaction. - `utilities.description` (string) The description of the transaction. - `utilities.amount` (number) The amount of the transaction. - `utilities.memo` (string) The memo from the transacation. - `utilities.number` (integer) Check number - `dailycashflow` (object) - `dailycashflow.labels` (array) - `dailycashflow.labels.label` (string) - `dailycashflow.labels.name` (string) - `dailycashflow.columns` (array) - `dailycashflow.columns.name` (string) - `dailycashflow.columns.data` (string) - `dailycashflow.data` (array) - `dailycashflow.data.DT_RowId` (string) - `dailycashflow.data.date` (string) Day Example: "2020-03-31" - `dailycashflow.data.12345678_cash_flow` (number) Cashflow for account 12345678. Repeated for each account. Example: "12345.67" - `dailycashflow.data.12345678_true_cash_flow` (number) Cashflow for account 12345678, excluding non-true credits. Repeated for each account. Example: "12345.67" - `monthlycashflow` (object) - `monthlycashflow.labels` (array) - `monthlycashflow.labels.label` (string) - `monthlycashflow.labels.name` (string) - `monthlycashflow.columns` (array) - `monthlycashflow.columns.name` (string) - `monthlycashflow.columns.data` (string) - `monthlycashflow.data` (array) - `monthlycashflow.data.DT_RowId` (string) - `monthlycashflow.data.month` (string) Month and year Example: "February 2020" - `monthlycashflow.data.12345678_cash_flow` (number) Cashflow for account 12345678. Repeated for each account. Example: "12345.67" - `monthlycashflow.data.12345678_true_cash_flow` (number) Cashflow for account 12345678, excluding non-true credits. Repeated for each account. Example: "12345.67" - `monthlynegativedays` (object) - `monthlynegativedays.labels` (array) - `monthlynegativedays.labels.label` (string) - `monthlynegativedays.labels.name` (string) - `monthlynegativedays.columns` (array) - `monthlynegativedays.columns.name` (string) - `monthlynegativedays.columns.data` (string) - `monthlynegativedays.data` (array) - `monthlynegativedays.data.DT_RowId` (string) - `monthlynegativedays.data.month` (string) Month and year Example: "February 2020" - `monthlynegativedays.data.combined_total_count` (integer) Example: "1" - `monthlynegativedays.data.combined_weekdays_with_negative_balance` (integer) Example: "1" - `monthlynegativedays.data.12345678_total_count` (number) Example: "1" - `monthlynegativedays.data.12345678_weekdays_with_negative_balance` (number) Example: "1" - `monthlynegativedays.data.12345678_true_total_count` (number) Example: "1" - `monthlynegativedays.data.12345678_weekdays_with_true_negative_balance` (number) Example: "1" - `monthlyrecovery` (object) - `monthlyrecovery.labels` (array) - `monthlyrecovery.labels.label` (string) - `monthlyrecovery.labels.name` (string) - `monthlyrecovery.columns` (array) - `monthlyrecovery.columns.name` (string) - `monthlyrecovery.columns.data` (string) - `monthlyrecovery.data` (array) - `monthlyrecovery.data.DT_RowId` (string) - `monthlyrecovery.data.month` (date) Date in YYYY-MM-DD format Example: "2020-03-31" - `monthlyrecovery.data.workdays` (integer) Number of workdays in the month Example: 22 - `monthlyrecovery.data.account` (string) Account number Example: "12345678" - `monthlyrecovery.data.lender` (string) Name of the Recovery company Example: "ACME Recovery" - `monthlyrecovery.data.withdrawal_count` (integer) Number of withdrawals Example: 5 - `monthlyrecovery.data.withdrawal_total` (number) Total currency amount of withdrawals Example: "-15872.20" - `monthlyrecovery.data.deposit_total` (number) Total currency amount of deposits Example: "20000.00" - `monthlyrecovery.data.deposit_dates` (string) List of YYYY-MM-DD formatted dates of deposits Example: "2023-03-09, 2023-03-15" - `monthlyrecovery.data.latest_withdrawal_amount` (number) Currency amount of latest withdrawalcount Example: "511.60" - `debittrans` (object) - `debittrans.columns` (array) - `debittrans.columns.name` (string) - `debittrans.columns.data` (string) - `debittrans.labels` (array) - `debittrans.labels.label` (string) - `debittrans.labels.name` (string) - `debittrans.data` (array) - `debittrans.data.DT_RowId` (string) - `debittrans.data.accountidx` (integer) The index of account from accountslist. - `debittrans.data.account` (string) Account number. Example: "12345678" - `debittrans.data.id` (integer) The unique ID of the transaction. - `debittrans.data.date` (string) The date of the transaction. - `debittrans.data.description` (string) The description of the transaction. - `debittrans.data.amount` (number) The amount of the transaction. - `debittrans.data.memo` (string) The memo from the transacation. - `debittrans.data.number` (integer) Check number - `debittrans.data.matches` (object) Match transfer details, if any. - `debittrans.data.matches.date` (string) The date of the match transfer. Example: "2026-04-16" - `debittrans.data.matches.amount` (string) The amount of the match transfer. Example: "-1000.00" - `debittrans.data.matches.accountLabel` (string) The last 4 digits of the matched account. Example: "5216" - `creditcardaccountpayment` (object) - `lifeinsurance` (object) - `investmentdebits` (object) - `mcarefund` (object) - `mcanorefunds` (object) - `creditcardprocessortrans` (object) - `installmentpayment` (object) - `ecommercetrans` (object) - `autofinancepayments` (object) - `studentloanpayments` (object) - `mortgagepayments` (object) - `personalloanpayments` (object) - `combotrans` (object) - `mcapayments` (object) - `otherdebits` (object) - `mobilepaymentsdebits` (object) - `nefariouswithdrawals` (object) - `debtcollectortransactions` (object) - `constructiondebits` (object) - `nonmcaloans` (object) - `atmwithdrawals` (object) - `insurance` (object) - `reptrans` (object) - `mcatrans` (object) - `mcafees` (object) - `nsftrans` (object) - `overtrans` (object) - `credittrans` (object) - `truecredittrans` (object) - `untruecredittrans` (object) - `xferitrans` (object) - `xferotrans` (object) - `largetrans` (object) - `largecredittrans` (object) - `returnedtrans` (object) - `largeelectronictrans` (object) - `xfertrans` (object) - `truetrans` (object) - `untruetrans` (object) - `recoverytrans` (object) - `casinotrans` (object) - `investments` (object) - `mobilepayments` (object) - `paymentprocessortrans` (object) - `healthcareclaims` (object) - `factoring` (object) - `nefarioustransactions` (object) - `alltransactions` (object) - `otherfinancingtransactions` (object) - `nontransactionitems` (object) - `payroll` (object) - `tolls` (object) - `nondescriptrevenue` (object) - `chineseexposure` (object) - JSONObject: - `_metadata` (object) - `_metadata.someTransactionsExcludedDueToValidationFailures` (boolean) - `_metadata.numFileConversionsInProgress` (integer) - `_metadata.warnings` (string) Example: "Section 'combinedsummary' encountered an error." - `revenue_statistics` (array) Average monthly and annualized revenue statistics. - `revenue_statistics.label` (string) - `revenue_statistics.monthly` (number) - `revenue_statistics.annual` (number) - `prequalifyrules` (object) The prequalification rules of why a merchant application was rejected. This information only appears if you have prequalify enabled. To enable prequalify, please contact [MoneyThumb Support](https://www.moneythumb.com/support/). - `prequalifyrules.labels` (array) - `prequalifyrules.labels.label` (string) - `prequalifyrules.labels.name` (string) - `prequalifyrules.columns` (array) - `prequalifyrules.columns.name` (string) - `prequalifyrules.columns.data` (string) - `prequalifyrules.data` (array) - `prequalifyrules.data.DT_RowId` (string) - `prequalifyrules.data.rule_name` (string) The name of the prequalification rule. - `prequalifyrules.data.actual_value` (string) The merchant application amount for this rule. - `prequalifyrules.data.threshold` (integer) The threshold amount for this rule. - `prequalifypassedrules` (object) The list of rules that passed prequalification. This information only appears if you have prequalify enabled. To enable prequalify, please contact [MoneyThumb Support](https://www.moneythumb.com/support/). - `prequalifypassedrules.labels` (array) - `prequalifypassedrules.labels.label` (string) - `prequalifypassedrules.labels.name` (string) - `prequalifypassedrules.columns` (array) - `prequalifypassedrules.columns.name` (string) - `prequalifypassedrules.columns.data` (string) - `prequalifypassedrules.data` (array) - `prequalifypassedrules.data.rule_name` (string) The name of the rule that passed prequalification. - `debt_summary` (object) Monthly summary of loan withdrawals by type. - `debt_summary.labels` (array) - `debt_summary.labels.label` (string) - `debt_summary.labels.name` (string) - `debt_summary.columns` (array) - `debt_summary.columns.name` (string) - `debt_summary.columns.data` (string) - `debt_summary.data` (array) - `debt_summary.data.DT_RowId` (string) - `debt_summary.data.Month` (string) Month - `debt_summary.data.MCA` (string) Total MCA withdrawals for the month. - `debt_summary.data.Non-MCA Loan` (string) Total amount of Non-MCA withdrawals for the month. - `debt_summary.data.Auto Finance` (string) Total auto-finance loan withdrawals for the month. - `debt_summary.data.Student Loan` (string) Total student loan withdrawals for the month. - `debt_summary.data.Mortgage` (string) Total mortgage withdrawals for the month. - `debt_summary.data.Personal Loan` (string) Total personal loan withdrawals for the month. - `debt_summary.data.Total` (string) Total amount of debt withdrawals for the month. - `operating_expenses` (object) Monthly summary of business operation expenses by type. - `operating_expenses.labels` (array) - `operating_expenses.labels.label` (string) - `operating_expenses.labels.name` (string) - `operating_expenses.columns` (array) - `operating_expenses.columns.name` (string) - `operating_expenses.columns.data` (string) - `operating_expenses.data` (array) - `operating_expenses.data.DT_RowId` (string) - `operating_expenses.data.Month` (string) Month - `operating_expenses.data.Payroll` (string) The total amount of payroll-related expenses for the month. - `operating_expenses.data.Insurance` (string) The total amount of insurance-related expenses for the month. - `operating_expenses.data.Toll` (string) The total amount of toll-related expenses for the month. - `operating_expenses.data.Construction` (string) The total amount of construction-related expenses for the month. - `operating_expenses.data.ECommerce` (string) The total amount of ecommerce-related expenses for the month. - `operating_expenses.data.MCA Fees` (string) The total amount of MCA fees for the month. - `operating_expenses.data.Utilities` (string) The total amount of utility-related expenses for the month. - `operating_expenses.data.Total` (string) The total amount of overall business expenses for the month. - `Statements Summary` (array) - `Statements Summary.accountidx` (string) The unique integer identifier of the account within this scorecard. - `Statements Summary.account` (string) Account number. It may be masked or made artificially unique based on user settings. - `Statements Summary.start_date` (string) The first date of statement in [MMM DD, YYYY] format. - `Statements Summary.ending_date` (string) The last date of statement in [MMM DD, YYYY] format. - `Statements Summary.statement_year` (integer) The statement year as an integer. For example, 2024. - `Statements Summary.statement_month` (string) The statement month as a full month string. For example, "January". - `Statements Summary.statement_month_num` (integer) The statement month as an integer. For example, 1. - `Statements Summary.statement_month_num_and_name` (string) The statement month as an integer and string. For example, "1 - January". - `Statements Summary.fraud_score` (integer) The thumbprint fraud score as an integer. - `Statements Summary.reconciled` (string) The statement reconciled indicator, true or false. - `Statements Summary.total_credits` (number) The total currency value of all credits. - `Statements Summary.true_credits` (number) The total currency value of all true credits. - `Statements Summary.nontrue_credits` (number) The total currency value of all non-true credits. - `Statements Summary.other_credits` (number) The total amount of untrue credits excluding MCA credits. - `Statements Summary.num_credits` (integer) The number of credit transactions. - `Statements Summary.num_true_credits` (integer) The number of true credit transactions. - `Statements Summary.num_nontrue_credits` (integer) THe number of non-true credit transactions. - `Statements Summary.num_other_credits` (integer) The total number of untrue credits excluding MCA credits. - `Statements Summary.total_debits` (number) The total currency value of all debits. - `Statements Summary.true_debits` (number) The total currency value of all true debits. - `Statements Summary.nontrue_debits` (number) The total currency value of all non-true debits. - `Statements Summary.net_cashflow` (number) Total credits minus total debits. - `Statements Summary.avg_balance` (number) The average daily balance during the statement period. - `Statements Summary.min_balance` (number) The minimum daily balance during the statement period. - `Statements Summary.avg_true_balance` (number) The average daily true balance during the statement period. - `Statements Summary.starting_balance` (number) The starting balance of the statement. - `Statements Summary.ending_balance` (number) The ending balance of the statement. - `Statements Summary.balance_match` (boolean) Indicates if the starting balance of this statement match the ending balance of the previous one - `Statements Summary.month_gap` (boolean) Indicates if there is a gap in dates between this statement and the previous one. - `Statements Summary.bank_name` (string) Name of the bank that produced this statement. - `Statements Summary.account_owner` (string) Owner of the account as found on the statement. - `Statements Summary.file_previously_seen` (integer) Shows the number of times a file was seen in the last 3 days. - `Statements Summary.bank_address` (string) Shows the physical address of the bank. - `Statements Summary.bank_city` (string) Shows the city where the bank is located. - `Statements Summary.bank_state` (string) Shows the state where the bank is located. - `Statements Summary.fdic_bank_name` (string) Shows the FDIC bank name. - `Statements Summary.bank_zipcode` (string) Shows the zip code of the bank. - `Statements Summary.num_of_mca_positions` (integer) The number of MCAs with deposits in the statement. - `Statements Summary.mcas_with_deposits` (string) The list of the MCA companies with deposits in the statement. - `Statements Summary.mca_deposit_dates` (string) The deposit dates from the MCA. - `Statements Summary.mca_credits_net_returns` (string) The sum of MCA Credits minus MCA Returns. - `Statements Summary.days_neg` (integer) The number of days with a negative balance during the statement period. - `Statements Summary.low_days` (integer) The number of days with a low balance during the statement period. - `Statements Summary.num_nsfs` (integer) Number of NSF transactions. - `Statements Summary.total_nsfs` (number) Currency amount of NSF transactions. - `Statements Summary.num_ods` (integer) Number of overdrafts. - `Statements Summary.total_overdraft_amount` (number) Currency amount of overdrafts. - `Statements Summary.num_stops` (integer) Number of stop payments. - `Statements Summary.days_w_returns` (integer) Number of days with return transactions. - `Statements Summary.num_transfers` (integer) The number of transfers. - `Statements Summary.transfers_total` (number) The total amount of transfers. - `Statements Summary.num_incoming_transfers` (integer) The number of incoming transfers. - `Statements Summary.incoming_transfers_total` (number) The total amount of incoming transfers. - `Statements Summary.num_outgoing_transfers` (integer) The number of the outgoing transfers. - `Statements Summary.outgoing_transfers_total` (number) The total amount of outgoing transfers. - `Statements Summary.mca_debits` (number) Total amount of MCA debits in statements. - `Statements Summary.mca_credits` (number) Total amount of MCA credits in statements. - `Statements Summary.recovery_debits` (number) Total amount of recovery debits in statements. - `Statements Summary.recovery_credits` (number) Total amount of recovery credits in statements. - `Statements Summary.num_mcas` (integer) Number of MCA companies found. - `Statements Summary.mca_withhold_percent` (number) Percentage of total MCA debits out of true credits. - `Statements Summary.num_investments` (integer) Number of investment transactions. - `Statements Summary.investments_total` (number) Currency value of investment transactions. - `Statements Summary.num_mobile_payments` (integer) Count of mobile payments. - `Statements Summary.mobile_payments_total` (number) Total amount of mobile payments. - `Statements Summary.num_factoring` (integer) The number of factoring transactions. - `Statements Summary.factoring_total` (number) The total amount of factoring transactions. - `Statements Summary.num_nefarious_transactions` (integer) The number of nefarious transactions. - `Statements Summary.nefarious_transactions_total` (number) The total amount of nefarious transactions. - `Statements Summary.num_other_financing_transactions` (integer) The number of other financing transactions. - `Statements Summary.other_financing_transactions_total` (number) - `Statements Summary.num_payroll` (integer) The number of payroll transactions. - `Statements Summary.payroll_total` (number) The total amount of payroll transactions. - `Statements Summary.num_healthcare_claims` (integer) The number of healthcare claim transactions. - `Statements Summary.healthcare_claims_total` (number) The total amount of healthcare claim transactions. - `Statements Summary.num_tolls` (integer) The number of toll transactions. - `Statements Summary.tolls_total` (number) The total amount of toll transactions. - `Statements Summary.num_payment_processor_transactions` (integer) The number of payment processor transactions. - `Statements Summary.total_payment_processor_transactions` (number) The total amount of payment processor transactions. - `Statements Summary.total_nondescript_revenue` (number) The total amount of nondescript revenue transactions. - `Statements Summary.num_nondescript_revenue_transactions` (integer) The number of nondescript revenue transactions. - `Statements Summary.total_nonmca_loans` (number) The total amount of non-MCA loan transactions. - `Statements Summary.number_of_nonmca_loan_transactions` (number) The total number of non-MCA loan transactions. - `Statements Summary.num_mca_loan_payments` (integer) The number of MCA loan payments. - `Statements Summary.total_mca_loan_payments` (number) The total amount of MCA loan payments. - `Statements Summary.num_mobile_payment_debit` (integer) The number of mobile payment debits. - `Statements Summary.total_mobile_payment_debit` (number) The total amount of mobile payment debits. - `Statements Summary.num_nefarious_withdrawals` (integer) The number of nefarious withdrawals. - `Statements Summary.total_nefarious_withdrawal` (number) The total amount of nefarious withdrawals. - `Statements Summary.num_debt_collector` (integer) The number of debt collectors. - `Statements Summary.total_debt_collector` (number) The total amount of debt collectors. - `Statements Summary.num_atm_withdrawals` (integer) The number of ATM withdrawals. - `Statements Summary.total_atm_withdrawals` (number) The total amount of ATM withdrawals. - `Statements Summary.num_construction_debits` (integer) The number of construction debits. - `Statements Summary.total_construction_debits` (number) The total amount of construction debits. - `Statements Summary.num_insurance` (integer) The number of insurance transactions. - `Statements Summary.total_insurance` (number) The total amount of insurance transactions. - `Statements Summary.num_of_returns` (integer) The number of returns. - `Statements Summary.total_returns` (number) The total amount of returns. - `Statements Summary.num_of_other_debits` (integer) The number of other debits. - `Statements Summary.total_other_debits` (number) The total amount of other debits. - `Debit Transactions` (array) - `Debit Transactions.accountidx` (integer) The index of account from accountslist. - `Debit Transactions.id` (integer) The unique ID of the transaction. - `Debit Transactions.date` (string) The date of the transaction. - `Debit Transactions.description` (string) The description of the transaction. - `Debit Transactions.amount` (number) The amount of the transaction. - `Debit Transactions.memo` (string) The memo from the transacation. - `Debit Transactions.number` (integer) Check number - `Debit Transactions.matches` (object) Match transfer details, if any. - `Debit Transactions.matches.date` (string) The date of the match transfer. Example: "2026-04-16" - `Debit Transactions.matches.amount` (string) The amount of the match transfer. Example: "-1000.00" - `Debit Transactions.matches.accountLabel` (string) The last 4 digits of the matched account. Example: "5216" - `Credit Card Account Payment` (array) - `Life Insurance` (array) - `Investment Debits` (array) - `MCA Refund` (array) - `MCA Without Refunds` (array) - `Credit Card Transactions` (array) - `Installment Payments` (array) - `ecommercetrans` (array) - `Auto Finance Payments` (array) - `Student Loan Payments` (array) - `Mortgage Payments` (array) - `Personal Loan Payments` (array) - `Combo (NSF, OD, Return, & Stop)` (array) - `MCA Payments` (array) - `Other Debits` (array) - `Mobile Payments Debits` (array) - `Nefarious Withdrawals` (array) - `Debt Collector Transactions` (array) - `Construction Related Debits` (array) - `Combined Account Summary` (array) - `Non-MCA Loans` (array) - `ATM Withdrawals` (array) - `Average True Revenue (6 month)` (object) - `Average True Revenue (6 month).labels` (array) - `Average True Revenue (6 month).labels.label` (string) - `Average True Revenue (6 month).labels.name` (string) - `Average True Revenue (6 month).columns` (array) - `Average True Revenue (6 month).columns.name` (string) - `Average True Revenue (6 month).columns.data` (string) - `Average True Revenue (6 month).data` (array) - `Average True Revenue (6 month).data.accountNumber` (string) - `Average True Revenue (6 month).data.DT_RowId` (string) - `Average True Revenue (6 month).data.groups` (array) - `Average True Revenue (6 month).data.groups.startDate` (string) - `Average True Revenue (6 month).data.groups.endDate` (string) - `Average True Revenue (6 month).data.groups.trueRevenueAverage` (number) - `Average True Revenue (6 month).data.groups.percentChange` (number) - `Average True Revenue (12 month)` (object) - `Average True Revenue (12 month).labels` (array) - `Average True Revenue (12 month).labels.label` (string) - `Average True Revenue (12 month).labels.name` (string) - `Average True Revenue (12 month).columns` (array) - `Average True Revenue (12 month).columns.name` (string) - `Average True Revenue (12 month).columns.data` (string) - `Average True Revenue (12 month).data` (array) - `Average True Revenue (12 month).data.accountNumber` (string) - `Average True Revenue (12 month).data.DT_RowId` (string) - `Average True Revenue (12 month).data.groups` (array) - `Average True Revenue (12 month).data.groups.startDate` (string) - `Average True Revenue (12 month).data.groups.endDate` (string) - `Average True Revenue (12 month).data.groups.trueRevenueAverage` (number) - `Average True Revenue (12 month).data.groups.percentChange` (number) - `Tax Analysis` (array) - `Tax Analysis.source` (string) Source of the value Example: "Income Statement" - `Tax Analysis.form_1120_2014` (number) The value. Repeated for each form included Example: 1500.23 - `Insurance` (array) - `Thumbprints` (array) - `Thumbprints.account` (string) Statement account - `Thumbprints.end_date` (string) Statement end date - `Thumbprints.thumbprint_score` (integer) Thumbprint score - `Thumbprints.contributing_factors` (string) Factors that contributed to the Thumbprint score - `Thumbprints.statement_id` (integer) Statement identifier - `Monthly MCA` (array) - `Monthly MCA.month` (date) Date in YYYY-MM-DD format Example: "2020-03-31" - `Monthly MCA.workdays` (integer) Number of workdays in the month Example: 22 - `Monthly MCA.accounts` (array) - `Monthly MCA.accounts.account` (string) Account number Example: "12345678" - `Monthly MCA.accounts.lenders` (array) - `Monthly MCA.accounts.lenders.lender` (string) Name of the MCA lender Example: "ACME MCA" - `Monthly MCA.accounts.lenders.withdrawalcount` (integer) Number of withdrawals Example: 5 - `Monthly MCA.accounts.lenders.withdrawaltotal` (number) Total currency amount of withdrawals Example: "-15872.20" - `Monthly MCA.accounts.lenders.deposittotal` (number) Total currency amount of deposits Example: "20000.00" - `Monthly MCA.accounts.lenders.depositdate` (string) List of YYYY-MM-DD formatted dates of deposits Example: "2023-03-09, 2023-03-15" - `Monthly MCA.accounts.lenders.latestwithdrawalamount` (number) Currency amount of latest withdrawalcount Example: "511.60" - `mca_changes` (array) - `mca_changes.labels` (array) - `mca_changes.labels.label` (string) - `mca_changes.labels.name` (string) - `mca_changes.columns` (array) - `mca_changes.columns.name` (string) - `mca_changes.columns.data` (string) - `mca_changes.data` (array) - `mca_changes.data.DT_RowId` (string) - `mca_changes.data.account` (string) Account number Example: "12345678" - `mca_changes.data.lender` (string) Name of the MCA lender. Example: "ACME MCA" - `mca_changes.data.date` (date) Date in YYYY-MM-DD format. Example: "2020-03-31" - `mca_changes.data.description` (string) The description of the MCA transaction. - `mca_changes.data.amount` (float) The amount of the withdrawal change. Example: -753.53 - `mca_changes.data.memo` (string) The memo from the transacation. - `mca_changes.data.checkNumber` (integer) The check number. - `mca_changes.data.type` (string) The type of transaction, if any. - `mca_changes.data.change` (float) Shows how much a withdrawal changed in a MCA transaction. Example: "Decrease 215.19" - `Repeating Transactions` (array) - `MCA Transactions` (array) - `MCA Fees` (array) - `NSF Transactions` (array) - `Overdraft Transactions` (array) - `Daily Balances` (array) - `Daily Balances.event_date` (string) - `Daily Balances.balances` (array) - `Daily Balances.balances.acctid` (string) Account number - `Daily Balances.balances.balance` (number) Balance counting all transactions - `Daily Balances.balances.od_balance` (number) Balance counting all transactions and overdrafts - `Daily Balances.balances.true_balance` (number) Balance counting all transactions except non-true credits - `declinelist` (array) - `declinelist.DT_RowId` (string) - `declinelist.Decline Reason` (string) The reason why a MCA or recovery company is banned. If you have prequalify enabled, this says Prequalify Rule Failure. - `declinelist.Details` (string) The name of the MCA or recovery company. For Prequalify, this will be the rule that resulted in the decline. - `utilities` (array) - `utilities.accountidx` (integer) The index of account from accountslist. - `utilities.account` (string) Account number. Example: "12345678" - `utilities.id` (integer) The unique ID of the transaction. - `utilities.date` (string) The date of the transaction. - `utilities.description` (string) The description of the transaction. - `utilities.amount` (number) The amount of the transaction. - `utilities.memo` (string) The memo from the transacation. - `utilities.number` (integer) Check number - `Daily Cash Flows` (array) - `Daily Cash Flows.event_date` (string) - `Daily Cash Flows.balances` (array) - `Daily Cash Flows.balances.acctid` (string) Account number - `Daily Cash Flows.balances.balance` (number) All credits minus all debits - `Daily Cash Flows.balances.true_balance` (number) True credits minus all debits - `Monthly Cash Flows` (array) - `Credit Transactions` (array) - `True Credit Transactions` (array) - `Non-True Credit Transactions` (array) - `Incoming Transfers` (array) - `Outgoing Transfers` (array) - `Large Transactions` (array) - `Large Credit Transactions` (array) - `Returned Transactions` (array) - `Monthly Negative Days` (array) - `Monthly Negative Days.event_date` (string) 2020-03-01 - `Monthly Negative Days.negative_days` (array) - `Monthly Negative Days.negative_days.acctid` (string) Account numbers Example: 123456789 - `Monthly Negative Days.negative_days.negdayscount` (integer) Number of negative days based on all transactions Example: 2 - `Monthly Negative Days.negative_days.odnegdayscount` (integer) Number of negative days, including overdrafts Example: 2 - `Monthly Negative Days.negative_days.truenegdayscount` (integer) Number of negative days based on true credits and all debits Example: 2 - `Monthly Negative Days.negative_days.negdays` (array) Days on which the balance was negative Example: ["2020-03-15"] - `Monthly Negative Days.negative_days.odnegdays` (array) Days on which the balance was negative, including overdrafts Example: ["2020-03-15"] - `Monthly Negative Days.negative_days.truenegdays` (array) Days on which the balance was negative, excluding non-true credits Example: ["2020-03-15"] - `Monthly Recovery` (array) - `Monthly Recovery.month` (date) The date in YYYY-MM-DD format. - `Monthly Recovery.workdays` (integer) The number of workdays in the month. - `Monthly Recovery.accounts` (array) - `Monthly Recovery.accounts.account` (string) Account numbers - `Monthly Recovery.accounts.lenders` (array) - `Monthly Recovery.accounts.lenders.lender` (string) The name of the recovery company. - `Monthly Recovery.accounts.lenders.withdrawalcount` (integer) The number of withdrawals. Example: 5 - `Monthly Recovery.accounts.lenders.withdrawaltotal` (number) The total currency amount of withdrawals. Example: "-15872.20" - `Monthly Recovery.accounts.lenders.deposittotal` (number) The total currency amount of deposits. Example: "20000.00" - `Monthly Recovery.accounts.lenders.depositdate` (string) List of YYYY-MM-DD formatted dates of deposits. Example: "2023-03-09, 2023-03-15" - `Monthly Recovery.accounts.lenders.latestwithdrawalamount` (number) The currency amount of latest withdrawal count. Example: "511.60" - `Large Incoming Electronic Transactions` (array) - `Transfers` (array) - `Non-True Transactions` (array) - `True Transactions` (array) - `MCA Companies` (array) - `MCA Companies.company` (string) MCA company name Example: "ACME MCA" - `MCA Companies.withdrawalcount` (integer) Number of withdrawals Example: 6 - `MCA Companies.withdrawaltotal` (number) Currency value of withdrawals Example: "-23042.12" - `MCA Companies.withdrawalfrequency` (string) Frequency of withdrawals Enum: same as `mcacompanies.data.withdrawal_frequency` in "Default" (4 values) - `MCA Companies.lastwithdrawaldate` (string) Date of the latest withdrawal Example: "2020-03-15" - `MCA Companies.lastwithdrawalamount` (number) Currency value of the latest withdrawal Example: "-6085.23" - `MCA Companies.depositcount` (integer) Number of deposits Example: 2 - `MCA Companies.deposittotal` (number) Currency value of deposits Example: "20523.53" - `MCA Companies.depositdates` (string) List of YYYY-MM-DD formatted dates of deposits Example: "2023-03-09, 2023-03-15" - `MCA Companies.lastdepositdate` (number) The last deposit date. Example: "2023-03-15" - `MCA Companies.lastdepositamount` (number) The last deposit amount. Example: "6000.00" - `MCA Companies.withholdpercent` (string) Percent withholding Example: "57%" - `MCA Companies.term` (number) Example: "150.31" - `MCA Companies.months` (array) - `MCA Companies.months.month` (string) The first day of the month Example: "2020-03-01" - `MCA Companies.months.workdays` (integer) Number of work days in the month Example: 22 - `MCA Companies.months.withdrawalcount` (integer) Number of withdrawals Example: 6 - `MCA Companies.months.withdrawaltotal` (number) Currency value of withdrawals Example: "-23042.12" - `MCA Companies.months.withdrawalfrequency` (string) Frequency of withdrawals Enum: same as `mcacompanies.data.withdrawal_frequency` in "Default" (4 values) - `MCA Companies.months.lastwithdrawaldate` (string) Date of the latest withdrawal Example: "2020-03-15" - `MCA Companies.months.lastwithdrawalamount` (number) Currency value of the latest withdrawal Example: "-6085.23" - `MCA Companies.months.depositcount` (integer) Number of deposits Example: 2 - `MCA Companies.months.deposittotal` (number) Currency value of deposits Example: "20523.53" - `MCA Companies.months.depositdate` (string) Example: "2020-03-15" - `MCA Companies.months.withholdpercent` (string) Percent withholding Example: "57%" - `MCA Companies.months.term` (number) Example: "150.31" - `Recovery Companies` (array) - `Recovery Companies.company` (string) Recovery company name Example: "ACME Recovery" - `Recovery Companies.withdrawalcount` (integer) Number of withdrawals Example: 6 - `Recovery Companies.withdrawaltotal` (number) Currency value of withdrawals Example: "-23042.12" - `Recovery Companies.withdrawalfrequency` (string) Frequency of withdrawals Enum: same as `mcacompanies.data.withdrawal_frequency` in "Default" (4 values) - `Recovery Companies.lastwithdrawaldate` (string) Date of the latest withdrawal Example: "2020-03-15" - `Recovery Companies.lastwithdrawalamount` (number) Currency value of the latest withdrawal Example: "-6085.23" - `Recovery Companies.depositcount` (integer) Number of deposits Example: 2 - `Recovery Companies.deposittotal` (number) Currency value of deposits Example: "20523.53" - `Recovery Companies.withholdpercent` (string) Percent withholding Example: "57%" - `Recovery Companies.term` (number) Example: "150.31" - `Recovery Companies.months` (array) - `Recovery Companies.months.month` (string) The first day of the month Example: "2020-03-01" - `Recovery Companies.months.workdays` (integer) Number of work days in the month Example: 22 - `Recovery Companies.months.withdrawalcount` (integer) Number of withdrawals Example: 6 - `Recovery Companies.months.withdrawaltotal` (number) Currency value of withdrawals Example: "-23042.12" - `Recovery Companies.months.withdrawalfrequency` (string) Frequency of withdrawals Enum: same as `mcacompanies.data.withdrawal_frequency` in "Default" (4 values) - `Recovery Companies.months.lastwithdrawaldate` (string) Date of the latest withdrawal Example: "2020-03-15" - `Recovery Companies.months.lastwithdrawalamount` (number) Currency value of the latest withdrawal Example: "-6085.23" - `Recovery Companies.months.depositcount` (integer) Number of deposits Example: 2 - `Recovery Companies.months.deposittotal` (number) Currency value of deposits Example: "20523.53" - `Recovery Companies.months.depositdate` (string) Example: "2020-03-15" - `Recovery Companies.months.withholdpercent` (string) Percent withholding Example: "57%" - `Recovery Companies.months.term` (number) Example: "150.31" - `Recovery Transactions` (array) - `Casino Transactions` (array) - `Investments` (array) - `Mobile Payments` (array) - `Payment Processor Transactions` (array) - `Healthcare Claims` (array) - `Factoring` (array) - `Nefarious Transactions` (array) - `All Transactions` (array) - `Other Financing Transactions` (array) - `Non-Transaction Items` (array) - `Payroll` (array) - `Tolls` (array) - `Nondescript Revenue` (array) - `Chinese Market Exposure` (array) ## Response 400 fields (application/json): - `error` (string) Example: "No file found to process" ## Response 401 fields (application/json): - `error` (string) Example: "Bad token" ## Response 500 fields (application/json): - `error` (string) Example: "Encountered an unknown error. It has been reported. Please contact support@moneythumb.com for any questions." - `requestId` (string) Unique identifier for the request, useful for tracing. ## Response 503 fields (application/json): - `error` (string) Example: "Service unavailable"